Sell Your Policy Direct

American Financial and Retirement Services is your trusted partner for life insurance policy purchasing in Texas. We purchase life insurance policies from clients with stage four (4) cancer. We specialize in providing straightforward solutions for individuals looking to sell their life insurance policies, offering a seamless process that prioritizes efficiency and transparency.


Why Choose Us?

At American Financial and Retirement Services, we pride ourselves on our direct purchasing model, which allows us to buy life insurance policies directly from policyholders. By eliminating the middleman or broker structure commonly found in traditional life settlement transactions, we offer several advantages to our clients:

  1. Higher Payouts: Our streamlined process means you receive a higher payout for your life insurance policy compared to traditional methods.
  2. Faster Payouts: We understand the importance of timely access to funds. With us, you can reduce the time it takes to receive your payout, providing financial relief when you need it most.
  3. Flexibility: Upon completion of the settlement, you’ll receive a lump sum payment that you can use however you choose, whether it’s to cover medical expenses, pay off debts, or enjoy retirement.

How It Works

Step 1: Contact Us. If you’re considering selling your life insurance policy, reach out to us today. You can either call our dedicated team or complete the form below to initiate the process.

Step 2: Evaluation. Once we receive your inquiry, we will evaluate the type of life insurance policy you hold, its current value, and your health condition. This assessment helps us determine if you pre-qualify for lump sum options from us. If you meet our criteria, we’ll proceed to the next steps.

Step 3: Settlement. During this phase, we’ll work closely with you to gather the necessary health and policy-related documents required for the purchase. While we must conduct a thorough review before finalizing the arrangements, our representatives strive to make the process as quick and straightforward as possible, keeping you informed every step of the way.


Get Started Today

Don’t wait any longer to explore your options for selling your life insurance policy. Contact American Financial and Retirement Services today to see how we can help you secure a higher payout, receive your funds faster, and gain the financial flexibility you deserve. We are here to assist you through every stage of the process.